As Chartered Loss Adjusters, Hilton Thompson Ltd (HTL) assist clients in the navigation of the complexities of cyber insurance claims.
Although certain accounting and legal practices may suggest that they are experts in the field of cyber incident response, they are only a small part of the picture, and their staff are rarely qualified in either insurance policy interpretation in the areas overseen by the CII or CILA professional bodies.
The Loss adjuster is the true expert in this sector, although carefully vetted accountants and solicitors may well form part of the bespoke team of experts formed by HTL to respond to particular disaster recovery protocols.
HTL’s personnel possess a unique skill set that sets them apart. This includes rapid yet considered negotiation with insurers and reinsurers, the Board of Directors of businesses affected by cyber incidents, insurance brokers, government service agents, police, and occasionally representatives of the bad actors. Additionally, their fast-paced decision-making abilities contribute to their success.
Our in-house team of negotiators and accountants, occasionally supplemented by chosen, and trusted sub-contractors, that drive the disaster recovery process and quantification of the related business interruption losses.
HTL accepts urgent cyber incidents from Policyholders, their Broker, or the Insurance Company/ Reinsurer.