In the field of Buildings claims, expert surveying advice can benefit both insurer and policyholder. Skilful application of the available insurance policy cover, to its maximum extent, provides amicable claim resolutions for all parties, thereby avoiding costly litigation and unnecessary exacerbation of related Business Interruption losses.
Underinsurance is currently widespread in our areas of influence due to inflation, disruption in supply chains, foreign government actions and unexpected application of tariffs. At these times, it is imperative that insurance brokers can manage their customers’ requirements by utilising the services of HTL’s experts in the accurate valuation of insured assets, comprising Buildings, Machinery/ Plant, Trade Contents and Stock.
HTL’s experienced team of surveyors, engineers and accountants undertake suitable valuation reviews on a regular basis for insurance brokers and their clients, thereby avoiding or minimising the risk of inadequate protection and the application by insurers and their appointed loss adjusters of underinsurance penalties to reduce an insurance claim payment.
By engaging HTL’s team of expert consultants, suitable guidance in understanding the full scope of available policy covers assists both broker and their clients.
